PREPAID FUNERALS

FUNERALS YOUR WAY


Prepaid funerals are gaining popularity as more individuals recognise the emotional and financial advantages of planning ahead. By preplanning your funeral, you offer your family peace of mind, ensuring that your service reflects your unique wishes and personality.​

Choosing to plan your funeral is a personal decision, and there are various options to consider. You may opt to pre-arrange your funeral without immediate payment or choose to prepay, securing your funds at today’s prices.​

Regardless of your choice, Kings Funerals is here to support you with dignity, compassion, and expert guidance. Our aim is to provide the assistance you need to make the best decisions for you and your loved ones.

HERE FOR YOU, FOR FUNERALS YOUR WAY
(03) 5248 3444

THIS IS A TIME WHEN PEOPLE SEEK PEACE OF MIND, THAT WHAT THEY WANT TO HAPPEN, WILL HAPPEN.”

RENAE BRANDER


THE BENEFITS OF PREPAID FUNERALS

Fix the Cost of a Funeral Forever

Lock in today's prices for funeral services, protecting against future cost increases on the included items.

Reflect Your Unique Individuality

Ensure your funeral service aligns with your personal values and preferences.

Preserve Pension Entitlements

Investing in a funeral bond can help maintain your Centrelink pension entitlements.

Make Decisions Without Emotional Stress

Plan and record your wishes in advance, reducing the emotional challenges for your family during a difficult time.

FINANCIAL GOOD SENSE

Pay at Today’s Prices

With a Kings’ Prepaid Funeral, you purchase at current rates. Regardless of future price increases, Kings will provide the goods and services listed in your prepaid contract at the original price.

A Funeral Bond Can Help Preserve Your Pension Entitlements

Prepaying funeral costs can reduce your current assets, potentially protecting your Centrelink pension entitlements. As of 1 July 2025, up to $15,750 invested in a funeral bond is exempt from the Centrelink Asset Test. If invested into a funeral bond with a prepaid contract, there is no limit.

Flexible Payment Options

Choose to pay the full amount upfront, in lump sums, or via direct debit over time. When paying in instalments, funds go directly into a bond, but prices are not locked in until you reach your target amount, at which point a prepaid funeral contract can be prepared and signed.

Covered From Day One

No waiting period, qualifying period, or medical requirements.

You Are Protected if You Travel

Optional Away From Home Cover provides substantial assistance towards transportation costs. When requested, we can arrange an application if death occurs 100km or more from your residential address with an additional fee of $120.00.

SAFETY & FLEXIBILITY

Your Prepaid Funeral Investment Can Move with You

If you relocate and wish for the funeral to be held in your new area, the funeral bond can be reassigned to a local funeral director.

Update Your Funeral Plans at Any Time

Contracts can be upgraded at any time, with increased costs paid by the client or, if changes are made at the time of the funeral, by the estate.

Your Investment is Protected

In Victoria, legislation mandates that all prepaid funds be invested with a friendly society. Funeral directors cannot access these funds until the funeral occurs. If your funeral director ceases trading, your bond and contract will be reassigned to another director at no extra cost.

UNDERSTANDING YOUR PRE-PLANNING OPTIONS

PRE-ARRANGED
FUNERAL PLAN
PREPAID
FUNERAL PLAN
FUNERAL
BOND
INSURANCE
*
Funeral wishes documented by funeral director
Legally binding agreement with a funeral provider
Requires payment
Payment can only be made in full
Allows flexible payments
Locks in today’s prices
Your payment is guaranteed to cover the cost of the services you have prepaid
Your investment can only be used for funeral related costs
Can be held in joint names
Family can upgrade funeral arrangements**
Investment is exempt from Centrelink Assets Test
Immediate cover
Can change funeral provider
Policy can move with you

*Not all funeral insurance is the same. We recommend conducting your own research. We have listed what is typically included.

** In a Prepaid Funeral Plan the cost difference of any upgrades made by your family will be invoiced.

FREQUENTLY ASKED QUESTIONS

RECORD YOUR PERSONAL WISHES NOW

"Memories Matter" funeral planning booklet shown upright, featuring a calm beach and sea with a soft sky backdrop


Our complimentary ‘Memories Matter’ booklet is designed to help you think through the details of your funeral wishes in your own time. It’s a simple, thoughtful way to ensure your preferences are known and recorded, without pressure or obligation.

We’re here if you’d like support while filling it out, or if you’d rather talk through your thoughts in person.

DOWNLOAD BOOKLET

Once completed, you can post it to 130 Bellarine Highway, Newcomb, VIC 3219. We’ll keep your preferences on record and return the booklet for you to store securely with your personal documents.

You can also email it to pp@kingsfunerals.com.au.

DOWNLOAD YOUR BOOKLET

COMPLETE ONLINE

Prefer to fill it in digitally? You can complete the form online. Please allow at least 15 minutes, as your responses can’t be saved mid-way. If that’s not ideal, downloading and printing a copy may be easier.

COMPLETE ONLINE

A cover page with a serene beach scene featuring dunes with tall grass and calm ocean. Text reads ``Memories Matter. A guide for planning your funeral.``
Pre-arranged Funeral Personal Details
  • Personal Details
  • Parent's Details
  • Relationships
  • Children's Details
  • Funeral Contact Person
  • Funeral Preferences
  • Favourite Memories

Personal Details

Your Funeral Arranger will apply for a death certificate through Births, Deaths and Marriages on your behalf.
Gender

PREPAID FUNERALS
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REVIEWS

  • KINGS FUNERALS
  • Feefo logo

Trusted Customer "DIGNIFIED, RESPECTFUL
& WELL ORGANISED
FAREWELL TO OUR MUM
We had a pre-paid funeral already in place, which made the whole process a lot easier. Everything went smoothly before & during the funeral, which kept our stress levels down & we appreciated the attention to detail from our co-ordinator. I would definitely recommend Kings to anyone. - 18 July 2025 "THOUGHTFUL,
AND KNOWLEDGABLY
ASSISTED US THROUGH
DIFFICULT PERIOD
Trusted Customer - 18 July 2025 Well trained staff, showed compassion and were able to guide us through a very difficult time. Our 3rd experience with Kings and recommend them to assist you through a very emotional period. "EXCEPTIONAL SERVICE AND VERY IN TOUCH WITH HUMANITY. Trusted Customer - 11 July 205 Have dealt with Kings before so I would recommend them very much.
They know what they are doing.



Trusted Customer
"DIGNIFIED, RESPECTFUL
& WELL ORGANISED
FAREWELL TO OUR MUM


We had a pre-paid funeral already in place, which made the whole process a lot easier. Everything went smoothly before & during the funeral, which kept our stress levels down & we appreciated the attention to detail from our co-ordinator. I would definitely recommend Kings to anyone.


- 18 July 2025

Trusted Customer
"THOUGHTFUL,
AND KNOWLEDGABLY
ASSISTED US THROUGH
DIFFICULT PERIOD

Well trained staff, showed compassion and were able to guide us through a very difficult time. Our 3rd experience with Kings and recommend them to assist you through a very emotional period.

- 18 July 2025


Trusted Customer
"EXCEPTIONAL SERVICE AND VERY IN TOUCH WITH HUMANITY.

Have dealt with Kings before so I would recommend them very much.
They know what they are doing.


- 11 July 205

WANT TO TALK IT THROUGH?

WE’RE HERE FOR YOU.

Contact us at any time and we’ll be glad to help. We’re here with expert guidance and an understanding ear 24 hours a day seven days a week. And it’s easy to arrange an appointment for a personal consultation. Call us: (03) 5248 3444