PREPAID FUNERALS

FUNERALS YOUR WAY


Prepaid funerals are becoming increasingly popular as people become more aware of the emotional and financial benefits of planning. Preplanning your funeral gives you and your family the gift of peace of mind whilst ensuring a funeral service that reflects your individuality.

Deciding to plan your funeral is personal, and there are options to consider. For example, you can choose to pre-arrange your funeral without payment or select to prepay your funeral, securing your funds by locking in today’s prices.

No matter how you choose to plan your funeral, Kings Funerals are here for you with the utmost dignity, compassion and guidance. Our goal is to provide you with the support you need to make the best choices for you.

HERE FOR YOU, FOR FUNERALS YOUR WAY
(03) 5248 3444

Record your funeral wishes.
Download our booklet or complete it online. It’s complimentary and obligation-free.

THIS IS A TIME WHEN PEOPLE SEEK PEACE OF MIND, THAT WHAT THEY WANT TO HAPPEN, WILL HAPPEN.”

JULIE CANTWELL


THIS IS A TIME WHEN PEOPLE SEEK PEACE OF MIND, THAT WHAT THEY WANT TO HAPPEN, WILL HAPPEN.”

JULIE CANTWELL

THE BENEFITS OF PREPAID FUNERALS

Fix the cost of a funeral forever. The services you pay for today will not attract extra costs when the funeral is needed.

Your service reflects your unique individuality.

Decisions are made and recorded without the emotions that often accompany the occurrence of a death.

A Funeral bond can help
preserve your pension
entitlements.

FINANCIAL GOOD SENSE

  • Pay At Today’s Prices
    With a Kings’ Prepaid Funeral, you purchase at today’s prices. Then, no matter how prices may have increased over time, Kings will provide goods and services listed in the prepaid contract for the price you originally paid. 
  • A Funeral Bond Can Help Preserve Your Pension Entitlements
    Pre-paying towards funeral costs is one way to reduce your current assets and help protect your Centrelink pension entitlements. The pensions rate reduces by $3.00 per fortnight for every $1,000 of assets you own over the allowed limit. As a result, $10,000 in extra assets reduces your pension by $30 per fortnight. As at the 1st July 2023, up to $15,000 invested in a funeral bond is exempt from the Centrelink Asset Test. Likewise if invested into a funeral bond with a prepaid contract, there is no limit.  
  • Flexible Payment Options
    Pay the whole amount up front, in lump sums, or by direct debit over time. When paying in instalments, payments go directly into a bond but prices are not locked in until you reach your ‘target’ amount, at which point a prepaid funeral contract can be prepared and signed.
  • Covered From Day One
    No waiting period, no qualifying period, no medical required.
  • You Are Protected If You Travel
    Away From Home Cover is an optional benefit that covers a substantial amount towards the transportation cost in the event of the death of the insured, 70km or further from their residential address. 

SAFETY & FLEXIBILITY

  • Your Prepaid Funeral Investment Can Move With You
    If you relocate to another area and want the funeral to be held in your new location, then the funeral Bond can be re-assigned to a more local Funeral Director in your new area.
  • Update Your Funeral Plans At Any Time
    The contract can be upgraded at any time, with the client paying the increased costs. If varying the original choices at the time of the funeral the added charges are paid by the estate. 
  • Your Investment Is Protected
    In Victoria, prepaid legislation requires that all funds be invested with a friendly society. Therefore, after the initial investment, your assigned funeral director cannot access the funds until the funeral has taken place.
    Should your funeral director cease trading, your Bond investment and contract, if applicable, will be re-assigned to another funeral director at no expense to the client.

UNDERSTANDING YOUR PRE-PLANNING OPTIONS

PRE-ARRANGED
FUNERAL PLAN
PREPAID
FUNERAL PLAN
FUNERAL
BOND
INSURANCE
*
Funeral wishes documented by funeral director
Legally binding agreement with a funeral provider
Requires payment
Payment can only be made in full
Allows flexible payments
Locks in today’s prices
Your payment is guaranteed to cover the cost of the services you have prepaid
Your investment can only be used for funeral related costs
Can be held in joint names
Family can upgrade funeral arrangements**
Investment is exempt from Centrelink Assets Test
Immediate cover
Can change funeral provider
Policy can move with you

*Not all funeral insurance is the same. We recommend conducting your own research. We have listed what is typically included.

** In a Prepaid Funeral Plan the cost difference of any upgrades made by your family will be invoiced.

UNDERSTANDING YOUR PRE-PLANNING OPTIONS

*Not all funeral insurance is the same. We recommend conducting your own research. We have listed what is typically included.

** In a Prepaid Funeral Plan the cost difference of any upgrades made by your family will be invoiced.

FREQUENTLY ASKED QUESTIONS

RECORD YOUR PERSONAL WISHES NOW


Our complimentary ‘Memories Matter’ booklet guides you through the process of customising your funeral arrangements. We can talk through it with you if you want us to help guide your choices, but there is no obligation.

DOWNLOAD BOOKLET 

Once completed, return it to 130 Bellarine Highway, Newcomb, VIC 3219. We will record your wishes and return the booklet to you to keep in a secure place with your other valuable documents. Alternatively, email it to  pp@kingsfunerals.com.au.

DOWNLOAD YOUR BOOKLET

COMPLETE ONLINE

Please ensure you allow at least 15 minutes to complete this form online as it is not possible to save and return to your answers. Alternatively, it may be more suitable for you to download and print a copy.

COMPLETE ONLINE

Pre-arranged Funeral Personal Details
  • Personal Details
  • My Parent's Details
  • Martial Details
  • About My Children
  • Person to be contacted
  • Burial or Cremation
  • Coffin Preference
  • My wishes for the service
  • My favourite memories

Personal details

The following information will be needed in order to obtain a full Death Certificate from the Registry of Births, Deaths and Marriages.
Title:

PREPAID FUNERALS
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WANT TO TALK IT THROUGH?

WE’RE HERE FOR YOU.

Contact us at any time and we’ll be glad to help. We’re here with expert guidance and an understanding ear 24 hours a day seven days a week. And it’s easy to arrange an appointment for a personal consultation. Call us: (03) 5248 3444