PREPAID FUNERALS

FUNERALS YOUR WAY

Prepaid funerals are becoming increasingly popular as people become more aware of the emotional and financial benefits of planning. Preplanning your funeral gives you and your family the gift of peace of mind whilst ensuring a funeral service that reflects your individuality.

Deciding to plan your funeral is personal, and there are options to consider. For example, you can choose to pre-arrange your funeral without payment or select to prepay your funeral, securing your funds by locking in today’s prices.

No matter how you choose to plan your funeral, Kings Funerals are here for you with the utmost dignity, compassion and guidance. Our goal is to provide you with the support you need to make the best choices for you.

HERE FOR YOU, FOR FUNERALS YOUR WAY
(03) 5248 3444

Record your funeral wishes.
Download our booklet or complete it online. It’s complimentary and obligation-free.

THE BENEFITS OF PREPAID FUNERALS

Fix the cost of a funeral forever. The services you pay for today will not attract extra costs when the funeral is needed.

Your service reflects your unique individuality.

Decisions are made and recorded without the emotions that often accompany the occurrence of a death.

A Funeral bond can help
preserve your pension
entitlements.

FINANCIAL GOOD SENSE

• Pay At Today’s Prices
  With a Kings’ Prepaid Funeral, you purchase at today’s prices. Then, no matter how prices may have increased over time, Kings will provide goods and services listed in the prepaid contract for the price you originally paid. 
• A Funeral Bond Can Help Preserve Your Pension Entitlements
  Pre-paying towards funeral costs is one way to reduce your current assets and help protect your Centrelink pension entitlements. The pensions rate reduces by $3.00 per fortnight for every $1,000 of assets you own over the allowed limit. As a result, $10,000 in extra assets reduces your pension by $30 per fortnight. As at the 1st July 2023, up to $15,000 invested in a funeral bond is exempt from the Centrelink Asset Test. Likewise if invested into a funeral bond with a prepaid contract, there is no limit.  
• Flexible Payment Options
  Pay the whole amount up front, in lump sums, or by direct debit over time. When paying in instalments, payments go directly into a bond but prices are not locked in until you reach your ‘target’ amount, at which point a prepaid funeral contract can be prepared and signed.
• Covered From Day One
  No waiting period, no qualifying period, no medical required.
  
• You Are Protected If You Travel
  Away From Home Cover is an optional benefit that covers a substantial amount towards the transportation cost in the event of the death of the insured, 70km or further from their residential address. 

SAFETY & FLEXIBILITY

• Your Prepaid Funeral Investment Can Move With You
  If you relocate to another area and want the funeral to be held in your new location, then the funeral Bond can be re-assigned to a more local Funeral Director in your new area.
• Update Your Funeral Plans At Any Time
  The contract can be upgraded at any time, with the client paying the increased costs. If varying the original choices at the time of the funeral the added charges are paid by the estate. 
• Your Investment Is Protected
  In Victoria, prepaid legislation requires that all funds be invested with a friendly society. Therefore, after the initial investment, your assigned funeral director cannot access the funds until the funeral has taken place.
  Should your funeral director cease trading, your Bond investment and contract, if applicable, will be re-assigned to another funeral director at no expense to the client.

FREQUENTLY ASKED QUESTIONS

REVIEWS

Trusted Customer "KIND, COMPASSIONATE
CARE IN SERVICE They took care of our family's needs at such a difficult time with great compassion and added lovely little touches on the day of my mother 's funeral which were unexpected but very much appreciated - 13 July 2022 "SUPPORTIVE OF OUR
NEEDS AT A DIFFICULT TIME Darren Baensch - 18 July 2022 Attentive to our needs and requests
Considerate of our feelings
Thoughtful to our wishes "A CALL AT MIDNIGHT, AND
KINGS TOOK CARE OF THE REST Trusted Customer - 4 February 2022 Kings took care of everything for us, and made the whole process clear and easy. They communicated well throughout, and were on hand to help if we needed. Dad had the loveliest send off, in remembrance of a life well lived. I would recommend Kings to others.Thank you for your compassion and care at a difficult time.

Trusted Customer "KIND, COMPASSIONATE CARE IN SERVICE They took care of our family's needs at such a difficult time with great compassion and added lovely little touches on the day of my mother 's funeral which were unexpected but very much appreciated - 13 July 2022 Darren Baensch "SUPPORTIVE OF OUR NEEDS AT A DIFFICULT TIME Attentive to our needs and requests
Considerate of our feelings
Thoughtful to our wishes - 18 July 2022 Mrs Sharon McConachy "PROFESSIONAL AND KINDNESS Excellent service, professionalism,kind and sympathetic - 22 August 2022